Terms and Conditions of Use Welcome to LoanModCREATORTM, an online software product and eBook ("Service") of LoanModCreator.com, LLC. ("LoanModCreator.com"). Your use of the Service will be subject to the terms of this Terms of Service Agreement (TOS). The TOS may change from time to time. Use of service after a change will subject you to the new terms. IF YOU DO NOT AGREE TO THESE TERMS DO NOT USE THE SERVICE AS VIOLATION OF THE TERMS CAN LEAD TO LEGAL LIABILITY.

 

LoanModCreator.com offers a 90-day money back guarantee policy on LoanMod Creator online program. Refund will be offered at 100% of the purchase price, less a $95 administrative fee to use the on-line LoanMod Creator program, ONLY when vendor receives a copy of the denial letter sent to the borrower from the first mortgage lender of the primary residence. (MONEY BACK policy does not apply to INVESTMENT PROPERTIES). The denial letter needs to be received at our corporate office within 90 days of purchase. The borrower must have followed all his/her lender requirements to be considered. Borrower agrees that if lender offers a modification, but that is not to the satisfaction of the borrower, then LoanModCreator.com is not required to provide refund.") You need to send your request to support@LoanModCreator.com support via email or phone (contact us) prior to the refund/credit/transfer deadline. You will then get the confirmation email from us.

 

During the term of this Agreement, LoanModCreator.com grants to you a terminable at will non-exclusive license to use and display the Service, and to download materials available through the Service, all solely for your personal, non-commercial use, unless you sign a commercial agreement with LoanModCreator.com LLC. You may not transfer, assign, sub-license, lend, or re-sell the rights granted under this license. You may not link to our site if you sell ads on your site or you charge a subscription fee to use or access your site, unless you have our written authorization. No deep linking directly to articles is permitted if you sell ads on your site or you charge a subscription fee to use or access your site. Any use in violation of these limits shall constitute a violation of the terms of this license. Absolutely no framing of our site is permitted.

 

You may participate in any forums or messaging threads offered through the Service, but you agree not to post any material the content of which (i) is defamatory, libelous, obscene, indecent, abusive, threatening to others or in violation of any law; or (ii) infringes the copyright, trademark right, or other intellectual property right of any third party. You will be solely responsible for all content that you post on the Service.

 

You agree to indemnify LoanModCreator.com LLC and its officers and employees from and against all liabilities, judgments, damages, and costs (including attorney fees) incurred by any of them which arise out of or are related to the content that you post. Forums and messaging are intended only for the personal use of subscribers, and may not be used for commercial purposes or for organized political activity.

 

LoanModCreator.com, LLC reserves the right to monitor content posted on the Service, and to modify or remove any messages or postings that it deems, in its sole discretion, to be abusive, defamatory, in violation of the copyright, trademark right, or other intellectual property right of any third party, or otherwise inappropriate for the Service. LoanModCreator.com LLC also reserves the right to edit or modify any submissions in response to requests for feedback, Letters to the Editor, or other commentary. Notwithstanding the foregoing, LoanModCreator.com, LLC. is not obligated to take any such actions, and will not be responsible or liable for content posted by any subscriber in any forum, message board, or other area within the Service.

 

The Service is the personal property of LoanModCreator.com LLC. LoanModCreator.com LLC retains the right to bar any individual or entity from the Service. Accessing the Service after being barred shall constitute an act of trespass. The Service and all materials published therein, including but not limited to articles, graphical images, interactive applications, audio clips, and video clips (collectively, the "Content"), are protected by copyright and are owned by LoanModCreator.com LLC. or its licensors. You may not modify the Content or re-publish, re-transmit, or otherwise distribute directly or via links any Content to any third person except for your personal, non-commercial use, as permitted by the license granted above. It is understood that some of the content appearing on the site is news and as such releases are not obtained from individuals or entities for the use of the name, likeness, or trademarks. It is your sole obligation to a) determine if your uses require releases or permission, and b) to obtain the necessary releases.

 

LoanModCreator.com and their respective logos are trademarks of LoanModCreator.com, LLC. All other trademarks on the Service are the property of their respective holders.

 

All requests for licensing, reprints, linking and other usage of material on LoanModCreator.com, LLC. should be addressed to info@loanModCreator.com This e-mail address is being protected from spam bots, you need JavaScript enabled to view it we will review your request, and provide you with an approval or rejection as soon as we have evaluated the request. We will attempt to approve or disapprove within 24 hours of each request.

 

THE SERVICE AND ANY EXECUTABLE PROGRAMS AND OTHER MATERIALS PROVIDED THROUGH THE SERVICE ARE PROVIDED "AS IS" AND WITHOUT WARRANTY OF ANY KIND, AND ALL EXPRESS OR IMPLIED WARRANTIES ARE HEREBY EXCLUDED, INCLUDING, WITHOUT LIMITATION, THE WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. LOANMODCREATOR.COM DOES NOT WARRANT THAT THE SERVICE OR ANY MATERIALS OBTAINED THROUGH THE SERVICE ARE VIRUS-FREE. IF YOU DOWNLOAD EXECUTABLE PROGRAMS FROM THE SERVICE, THE ENTIRE RISK AS TO THE RESULTS AND PERFORMANCE OF SUCH PROGRAMS IS ASSUMED BY YOU. LOANMODCREATOR.COM IS NOT RESPONSIBLE FOR THE ACCURACY OF OR ERRORS OR OMISSIONS IN ANY SUCH PROGRAMS, AND LOANMODCREATOR.COM DOES NOT WARRANT THAT THE OPERATION OF ANY SUCH PROGRAMS WILL BE UNINTERRUPTED OR ERROR-FREE, OR THAT ANY DEFECTS IN ANY SUCH PROGRAMS WILL BE CORRECTED. LOANMODCREATOR.COM DOES NOT WARRANT THAT THE CONTENT OF ITS STORIES WILL BE ERROR FREE.

 

LOANMODCREATOR.COM WILL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES (INCLUDING, WITHOUT LIMITATION, DAMAGES RESULTING FROM LOST PROFITS OR REVENUE; LOSS OF USE OF OR RELIANCE ON THE SERVICE, INFORMATION PROVIDED OR OF ANY EXECUTABLE PROGRAMS; LOSS OF USE OF DATA OR EQUIPMENT; OR OTHER SIMILAR DAMAGES) ARISING OUT OF THE USE OR INABILITY TO USE THE SERVICE OR ANY EXECUTABLE PROGRAM OBTAINED THROUGH THE SERVICE, EVEN IF LOANMODCREATOR.COM HAS BEEN ADVISED OF THE LIKELIHOOD OF SUCH DAMAGES. IN NO EVENT SHALL LOANMODCREATOR.COM s TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES AND CAUSES OF ACTION (WHETHER IN CONTRACT, TORT, OR OTHERWISE) RELATING TO THE SERVICE EXCEED $100.

 

SOME STATES DO NOT ALLOW EXCLUSION OR LIMITATION OF IMPLIED WARRANTIES OR LIMITATION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

 

LoanModCreator.com may give notice to you through general posting on the Service, through postal notification, or through E-mail notification, in its sole discretion. You may give notice to LoanModCreator.com via E-mail at support@loanmodCreator.com This e-mail address is being protected from spam bots, you need JavaScript enabled to view it by postal mail to Need address.

 

LoanModCreator.com reserves the right, in its sole discretion, to restrict or block the access of any subscriber to the Service, or any section thereof.

 

Any failure by LoanModCreator.com LLC to enforce any provision of this Agreement shall not be construed as a continuing waiver of any rights under such provision. In the event that any portion of this Agreement is held unenforceable, the remaining provisions of the Agreement shall remain in full force and effect.

 

In the event you breach the terms of this license, or if, any claims are made against LoanModCreator.com (its employees, officers or directors resulting from your actions) you shall be liable to LoanModCreator.com LLC for all damages, costs, judgments, expenses (including reasonable attorney fees) which it incurs.

 

This Agreement states the entire agreement between the parties with respect to the Service, and all prior or contemporaneous agreements are merged herein and superseded hereby.

 

WHEN YOU COMPLETE YOUR PURCHASE, YOU, THE BUYER, ARE CLAIMING THAT YOU HAVE READ, ACCEPTED, AND FULLY UNDERSTAND THE TERMS OF THIS AGREEMENT.

 

By ordering our products, Buyer warrants that he or she is over 18 years of age, not subject to the Child Online Privacy Act, of legal age to enter into contractual agreements in the state in which he is present when he makes this purchase, and is the true and authorized owner of the credit card used to make this purchase.

 

The author and publisher shall have neither liability nor responsibility to any person or entity with respect to any loss or damage caused, or alleged to be caused, directly or indirectly by the information contained in any products. The information, methods and techniques described by the author are based on their own experience. They may not work for you and no recommendation is made to follow the same course of action. No representation is made that following the advice in product will work in your case. The author and publisher expressly disclaim any and all warranties, including but not limited to warranty of fitness for particular use.

 

Everyone’s financial situation is different. They are sold with the understanding that the publisher and author are not engaged in rendering legal, accounting, financial planning, or other professional services. If legal or other expert assistance is required, the services of a competent professional should be sought. It is not the purpose of any product at to reprint all the information that is otherwise available to the author and/or publisher, but to complement, amplify and supplement other texts.

 

You are urged to read all the available material, learn as much as possible about loan modification, and to tailor the information to your individual needs. NOTE THAT LOAN MODIFICATION IS AN EVER CHANGING INDUSTRY. For more information on this subject ask a trusted certified financial professional or an attorney where you can locate more details pertaining to your home loan. Every effort has been made to make all products are as complete and as accurate as possible. However, there may be mistakes; typographical, mathematical or in content. Therefore, each product should be used only as a general guide and not as the ultimate source of information.

 

Furthermore, our product contains information on this subject only up to the publishing date. The purpose of our products is to educate and entertain. Buyers are hereby warned to take any and all necessary precautions when entering into any business. Buyers and/or Readers should perform their own due diligence check and/or background check. Buyer agrees that the Sellers total liability, even from harm caused to the Buyer or to others from use of the product or even for erroneous product content that causes damage to the Buyer or for any other injury, harm, or torture of any kind, whether foreseeable or unforeseeable, shall be limited to the purchase price paid for the product. By taking the affirmative step of purchasing of a product, you, the Buyer, attest that you have fully read, understand, and accept the terms of this Purchase Agreement contract, and warrant to the Seller that said affirmative digital acceptance shall be deemed to be the same as if you had affixed your signature to this Purchase Agreement contract.

 

While the author / owner has used best efforts in preparing the information, there are no representations or warranties with respect to the accuracy or completeness of the contents. The publisher and author specifically disclaim any implied warranties of merchantability or fitness for a particular purpose. No warranty may be created or extended. The advice and strategies contained herein may not be suitable for all circumstances. An attorney should be consulted where appropriate. The publisher and author shall not be liable for any loss of profit or any other commercial damages, including but not limited to special, incidental, consequential or other damages. Materials available on and throughout this website are prepared as a public resource. The information provided is not intended to be, nor should it be, considered legal or tax advice. Readers are advised not to take, or refrain from taking, any action based upon materials within the website. Confidential information or materials should not be sent to any individual. In the case of foreclosure proceedings, readers are advised to consult a tax specialist or your personal certified public accountant to discuss the tax implications of whatever option is pursued whether it is a short sale, deed in lieu of foreclosure, or actual foreclosure. Depending on which choice is pursued, a borrower could experience both recognition of ordinary income from the cancellation of debt and capital gains. Please check with your tax specialist. At no time should a payment be missed intentionally. The loan modification industry is constantly changing. Theories and ideas are applicable to change and or rendered outdated at any point without notice. The author / owner / LoanModCreator and its affiliates or associates do not guarantee a successful loan modification.